![]() You may choose to have a Virtual Wallet with a Spend account only, or Spend, Reserve and Growth accounts. ![]() Products, services and prices may vary by market. Virtual Wallet is a comprehensive banking solution that combines checking, savings, and money management tools into one digital platform. Virtual Wallet account for students also incorporates an alert service for parents, with which they can receive the same SMS or e-mail alerts that their child receives on their parents' cell phones or e-mails. PNC Virtual Wallet Features and Fees Effective JRDAOPC12-0623 of 5 All Markets. You will also enjoy a Reserve checking account, which you can use to set aside the money you will need for future payments, and a Growth savings account, which earns interest on the balance from the first dollar. Within sixty days of account opening, make cumulative direct deposits of at least. It has a free debit card with which you will be able to operate in ATMs around the world, being free all PNC ATMs and the first two ATMs of other entities that you use each month. PNC Virtual Wallet with Performance Spend 2,000 combined average monthly balance in your Spend and Reserve accounts 10,000 combined. Open your Virtual Wallet Performance Select with a 25 opening deposit. Learn more about the Virtual Wallet Student, an exclusive tool for PNC student banking customers. With this account pack you will have the Spend checking account to use for your household finances, which has full functionality and allows you to operate making income and expenses normally. To take advantage of it, you must be enrolled in an educational institution for some type of studies.ĭuring the first 6 years, as long as you continue studying, you will be exempt from the monthly fee, without having to maintain a minimum balance or meet any other requirement.Īfter 6 years or if you are no longer enrolled in an educational institution, the account will be converted to a regular Virtual Wallet, which will apply a $7 monthly fee if you do not maintain a minimum balance of $500 or earn $500 per month. Earn up to 400 when you open and use a select new PNC Virtual Wallet Virtual Wallet: Earn 50 when you establish total qualifying direct deposit(s) of 500 or more to the Spend account Virtual Wallet with Performance Spend: Earn 200 when you establish total qualifying direct deposit(s) of 2,000 or more to the Spend account. PNC Bank offers a student version of its popular Virtual Wallet account package. Its Virtual Wallet offers three accounts rolled into one: Spend' is a primary checking account, Reserve is an interest-earning checking account and Growth' is a savings account. Overview When you open a Virtual Wallet account, you can choose between three different account levels, each with the option to only open a checking account or open a checking and savings. Additional information of Virtual Wallet Student account
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